today's california rates

30yr Fixed to $417,000 (Conforming)
Rate: 3.75%	APR: 3.85% (0.25 pts)
Rate: 3.875%	APR: 3.91% (0 pts)
30yr Fixed FHA to $625,500 (3.5% down)
Rate: 3.75%	APR: 3.79% (0 pts)
Rate: 3.875%	APR: 3.875% (0 fees)
30yr Fixed to $625,500 (Conf. Plus)
Rate: 3.875%	APR: 3.99% (1 pts)
Rate: 4.0%	APR: 4.04% (0 pts)
15 yr Fixed to $5 million (Jumbo)
Rate: 3.75%	APR: 3.99% (1.5 pts)
Rate: 4.125%	APR: 4.13% (0 pts)
5yr ARM I/O to $5 million (Jumbo)
Rate: 3.0%	APR: 3.25% (1 pts)
Rate: 3.375%	APR: 3.35% (0 pts)
10yr ARM I/O to $5 million (Jumbo)
Rate: 3.875%	APR: 3.81 (1 pts)
Rate: 4.125%	APR: 4.125% (0 pts)
APR Assumptions: 740 + FICO, SFR, Purchase, Primary, CA, Impds, 417k (1 mil Jumbo)
Current as of: 01/24/2012, 10:00am

Need A Realtor?

Quick Quote

Our agents are standing by to answer all your mortgage questions. Receive a free, no-obligation response within minutes. Click Here

Conventional refinance

A conforming refinance is undertaken when refinancing a loan amount that falls at or below HUD’s designation for conforming loan limits (currently $417,000). Depending on the county where your property is located, homeowners can borrower up to $729,750 as HUD has enacted temporary loan limit increases in certain counties. Loans that fall between $417,001 and $729,750 go by several different names: super conforming, conforming high balance, conforming jumbo, and conforming plus. Loans that fall between these loan ranges are generally priced a little higher than those that are at or below $417,000.