today's california rates

30yr Fixed to $417,000 (Conforming)
Rate: 3.75%	APR: 3.85% (0.25 pts)
Rate: 3.875%	APR: 3.91% (0 pts)
30yr Fixed FHA to $625,500 (3.5% down)
Rate: 3.75%	APR: 3.79% (0 pts)
Rate: 3.875%	APR: 3.875% (0 fees)
30yr Fixed to $625,500 (Conf. Plus)
Rate: 3.875%	APR: 3.99% (1 pts)
Rate: 4.0%	APR: 4.04% (0 pts)
15 yr Fixed to $5 million (Jumbo)
Rate: 3.75%	APR: 3.99% (1.5 pts)
Rate: 4.125%	APR: 4.13% (0 pts)
5yr ARM I/O to $5 million (Jumbo)
Rate: 3.0%	APR: 3.25% (1 pts)
Rate: 3.375%	APR: 3.35% (0 pts)
10yr ARM I/O to $5 million (Jumbo)
Rate: 3.875%	APR: 3.81 (1 pts)
Rate: 4.125%	APR: 4.125% (0 pts)
APR Assumptions: 740 + FICO, SFR, Purchase, Primary, CA, Impds, 417k (1 mil Jumbo)
Current as of: 01/24/2012, 10:00am

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Investment Property refinance

Refinancing a California mortgage on an investment property can be beneficial in several ways. Investment property refinance may allow property owners to leverage the equity in their property, decrease monthly payments, and increase cash flow to the property owner. Property owners may be able to increase their investment property profits through a cash-out refinance or by lowering their mortgage rate and monthly payments. Through an investment property refinance, property owners may be able to purchase additional investment properties. IPL Mortgage currently allows up to 10 properties to be financed.